General Advice & Disclaimer

This website represents general information only. Any recommendation or information contained in this document is for educational and information only and solely as a self-help tool for your own use, it’s not intended to be financial advice. Before making any financial or investment decisions, I recommend you consult a financial planner to consider your personal investment objectives, financial situation and individual needs. I am not an attorney, accountant or financial advisor, nor am I holding myself out to be. The information contained in this website is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. Although care has been taken in preparing the information provided to you, Raegan Hanks and Mindful Budget and its representatives or subsidiaries do not accept any liability for any errors or omissions of information supplied in this document.

I am not, nor am I holding myself out to be a psychiatrist, psychologist, therapist, licensed counsellor, or social worker (“Mental Health Provider”). As a Financial Coach I am not providing therapy services, or attempting to diagnose, treat, prevent or cure any mental or emotional issue, or condition. The information provided in or through this document pertaining to your wellness, relationships, business/career choices, finances, or any other aspect of your life is not intended to be a substitute for the professional advice, diagnosis or treatment provided by your own Mental Health Provider. Always seek the advice of your own Mental Health Provider regarding any questions or concerns you have about your specific situation before taking or implementing any recommendations or suggestions from Raegan Hanks or Mindful Budget. Do not disregard medical advice or delay seeking medical advice because of the information you have read in this website. Do not start or stop taking any medications without speaking to your own Medical Provider or Mental Health Provider. If you have or suspect that you have a medical or mental health problem, contact your own Medical Provider or Mental Health Provider promptly.

Terms of use agreement

By continuing to browse this website, you are agreeing to comply with and be bound by the following Terms of Use Agreement, which together with our Privacy Policy govern Mindful Budget relationship with you in relation to this website. Please review the following terms carefully.

Mindful Budget or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website. The use of this website is subject to the following terms of use:

• The content of the pages of this website is for your general information and use only. It is subject to change without notice.

• Neither we nor any third parties provide and warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

• This website contains material that is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

• All trademarks reproduced in this website that are not the property of, or licensed to, the operator is acknowledged on the website.

• Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

• From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

• Your use of this website and any dispute arising out of such use of the website is subject to the laws of Australia.