Let's talk about money
Get the tools you need to make sense of your finances and create a secure future (without tracking every penny!)
Understand your money mindset and get the skills you need to eliminate debt, manage spending, and build personal wealth.I need this
The self-paced online money course for Millenials who want to take charge of their financial future.
Remember what they told you about money growing up?
It’s rude to talk about it. It’s crass to want it. Your opinion only counts if you’re loaded.
It’s all crap
Knowledge is power. And you’re about to take your power back.
In just eight weeks, you’ll get the skills you need to unf*ck your finances. I’m talking:
✨ Debt Reduction
✨ Cash Flow Management
✨ Mindset Shifts
So you can set the stage for a bright, stress-free future.
Take charge of your finances and start creating a life that aligns with your values
Ever since I started Financial Coaching, I’ve seen it time and time again.
The hardest thing about financial management is understanding where you’re at. It’s no wonder you’re feeling overwhelmed—it’s impossible to set a goal if you don’t understand the state of play.
So here’s the first rule of money mastery:
Shame dies in the light
Taking charge of your finances is all about kicking shame to the curb.
Unfortunately, shame is a Stage Five Clinger. Letting go can be a process. And you’re about to take the first step.
Clear and simple—judgement and jargon-free
Here’s what the Mindful Money course delivers ON DEMAND over eight modules
Self-Paced Video Training
Start anytime, and learn at your own pace - no pressure, no rush. Or stick to the recommended one-module-per-week approach.
Worksheet & Templates
The course includes a complete guidebook, small action steps for each lesson, and a swag of templates and worksheets.
Fortnightly live Q&A
You're not alone, join us in the amazing community for a fortnightly topical Q&A session in the live VIP community hub.
What you will learn
DISCOVER YOUR MONEY STORY
Uncover your money story and learn how your preconceived ideas about money can wreak havoc in your life.
With a deeper understanding of your finance personality, you’ll ditch destructive habits—for good.
YOUR SMART GOALS AND VALUES
Specific achievable goals are the key to shifting your money mindset.
Get clear on what you’re shooting for, so you can build the habits that will bring your dreams to life.
UNDERSTAND DEBT AND CREDIT
Get clear how much you’ve got, how much you owe, and your credit score.
And learn the financial products that can help (and the ones to avoid!)
DEALING WITH DEBT
Good debt and bad debt can both affect your net worth.
Work out what you owe and key strategies to repay it quick smart.
All the strategies you need to enter your Savings Era.
Choose products to help you reach your goals and how to put something away for a rainy day.
YOUR BUDGET BLUEPRINT
Think budgeting doesn’t work for you? Think again!
Choose a budget that aligns with your goals (and doesn’t make you lose the will to live!)
KISS MONEY MANAGEMENT
Learn simple actions you can take daily, weekly, and monthly to keep your cash flow in check.
Configure your banking system for success and choose (and set up) your tracking systems.
Side hustles and investing and superannuation, oh my!
Learn the things rich parents teach their kids to set them up for life.
Plus—bonus masterclasses, templates, expert webinars, a VIP community and fortnightly live Q&A with Raegan
You. Are. Not. Bad. With. Money
You just need a few tricks up your sleeve
I wasn’t always the Queen of Cash Flow.
By 29, I’d been married, divorced, and moved across the Nullarbor three times. I was educated and made a great salary, but I had no idea where my money went each fortnight.
My mantra was, ‘say YES and figure it out later’.
I racked up $65K of debt (which converts to about a million bucks worth of shame).
It was time to make a change
After heaps of research, I identified and reset my money mindset. I realised I wasn’t alone. That the average Aussie Millennial was sitting on about $32K worth of debt.
Then I created a money management action plan, so that every dollar had a purpose. My shame turned into empowerment almost overnight.
Long story short, thanks to this simple plan and an online finance tracker, I paid off my $65K of debt in 24 months.
Once I could see the wood for the trees, I was motivated—ecstatic—to keep track of my progress each month.
That’s when I realised: this is my life’s work.
Take charge of your finances. Manage your money with confidence. Show self-doubt the door.
Sure, you could pay me hundreds of dollars for a single one-to-one coaching session. But this course is stacked with bonuses.
Let's Talk Bonuses
Join the Mindful Money community and you’ll get:
For less than a quarter of what you’d pay for private coaching, you’ll get access to the exact same system as my coaching clients—ON DEMAND
This is for you if…
You want stress-free financial freedom
You want to understand and change your financial behaviours
You have a good job but living paycheck to paycheck
You’re smart and ambitious but feel lost and ashamed money worries are holding you back
You have tried downloading free budget templates but struggled to plan appropriately and would get off track time and time again
This is not for you if…
You are looking for the magic button/overnight success
You give up easily
You lack persistency and consistency
You are not willing to get your hands dirty
You are not willing to invest time in yourself to build financial
When does the course start?
You will have access to the full course once enrolled and can start anytime.
How is the course delivered?
The course is delivered online and you’ll have access to video lessons, workbooks and checklists. For general support, there is a private member-only zone community group where you can see frequently asked questions or ask questions to the moderators or community. You'll also be invited to join regular live Q & A sessions plus online live webinars from Mindful Budget and partners.
How much time each week will I need to complete the course?
While you can go at self-paced, the course is designed to move through a journey of one module per week to absorb the information. There are 3-4 x individual lessons per module which are broken down into bite-sized 15-60 minute slots plus activities. There are some aspects of the course that is more demanding than others, for example, creating your budget blueprint and money map. Set aside approx 2 hours per week to get the most out of the program.
Can my partner/spouse join?
While the materials are based on individual learning, there is nothing stopping you from going through this journey with your partner and having them also take part in activities.
How is the course personalised for me?
This is more than theory, it’s understanding YOUR personal money story and your own values. Through the activities, you will have the opportunity to build your own money map to suit your goals plus you can get personalised feedback and support from me at every step of the way via email.
What if I don't know my financial goals yet?
This is completely normal! There is a complete module dedicated to understanding your values so you can build your own unique SMART goals that will align with your money map to get you there.
What if I can't complete the course straight away?
You’ll have a 12-months of access to the online course materials plus lifetime access to the VIP community group (so long as the original course/group is in existence). You’ll also have the option to add on 1:1 coaching program if you need any personalised support.
Why should I invest in this course when there are free templates online?
If you have experience with downloading free budget templates then you’ll know how easy it is to get them wrong or go off-track. This course is designed as a step-by-step program to help you understand your own financial background so you can build a realistic budget based on your values. You’ll be provided with premium access to an online budget and finance tracking software tool that also forecasts 10-years ahead, so you can really see what difference your money map can do to achieve your goals. Plus with the added real human support, you’ll get the extra accountability you’ve been missing in the past to be successful.
I'm just bad with money, how can this help?
I don't believe anyone is ‘just bad with money', it’s just a case of ‘you don't know what you don't know yet’. Often money management isn't taught at schools or spoken about in childhood. Plus with so many sneaky marketing tricks from finance companies, it’s easy to get lost. This course will show you the foundations to finance products, what to watch out for and how to build a money management system tailored for you to thrive.